Testimonials

  We've refinanced with Michael, a couple times in the last several years. Every time we don't think rates can get any better, then they do. Every time has been smooth and easy. Michael takes care of everything.

  Thrilled with my decision to work with Mike. I stopped his office in San Mateo and he was amazing. Answered all my questions day or night and worked with me until the time was right!

  If you are looking for a mortgage loan or to refinance an existing loan then Michael is your guy! Michael is highly experienced and very professional. He kept us well informed throughout the process and secured an excellent rate for us. Michael is very accessible and was very responsive to our emails or phone calls. The whole process was truly effortless.

  Mike is the best Im a first time home buyer and the process was so overwhelming but Mike made everything super easy for me i would definitely refer his services to anyone looking to buy a home mike also helped my grandmother sell her home and she said she was very happy with what he did for her this is not going to be my last time utilizing Ascend mortgage and Arise Realty to purchase real estate or modify my loan Thanks Mike

  Mike did a great job with helping me refinance my house and was able to lock in a great rate. He guided me thru the details of the loan process and I can now enjoy a nice savings - thnx Mike!

  Mike was exceptional to work with! I was in the process of finding a lender and was referred to him by my real estate agent. I had been in communication with separate lenders through big banks, but due to the pandemic, their guidelines made it almost impossible to find a reasonable loan. I was almost ready to give up on the home mortgage loan application process, but Mike made this process go by with ease!

Mike was efficient and extremely quick to respond to all of my questions via email. He was very organized with his checklist of documents needed to start the application process. As soon as my documents were submitted, he was able to find a lender who offered me exactly what I was looking for. The entire process went by quickly, as he was able to close in record time: three weeks! As an added bonus, Mike even covered the lender fee!

I was very lucky to have had such a great experience with Mike as my broker! If you're in the market for buying a home and need a broker, please do not hesitate to contact Mike at Ascend Mortgage!

  i went through a refi a few years ago and now that home values were up and rates were relatively low, it was that time again!

i contacted Mike based on the yelp reviews and thought this is too good to be true. FALSE - he is just that good!!! everything he said he would do was done and we closed in record speed. his knowledge, experience and professionalism immediately saved me time, stress and $$$.

during our time of working together, i called/emailed often (sometimes waaayy too often) but Mike never made me feel as if i was a bother, clearly explained questions i had and delivered on every promise.

i've already recommended him to family + colleagues and certainly plan to utilize his service again without hesitation.

  The whole process of refinancing can be so daunting but Mike and ascend Mortgage made it look very easy. We were not sure if we would even be approved since I am a sole proprietor for the past year and a half but Mike made it happen. We are happy we locked in our rates for 30 years and no more interest games the only time we go back to Mike is when rates go down again! Here is the best part, the loan officer messed up on a document at the last minute and I had to pay out of pocket for a small fee and Mike reimbursed the fee promptly. I strongly recommend to anyone looking for a refinance, look no further just call Mike now.

  Mike saved my house and my secured me with financial comfort with the refinance he set up for my property. I was stuck with a high interest rate, and as a single mom, I was strapped in every way. Mike never let me feel hopeless and guided me through every step and made sure I got the best rate out there. He was incredibly patient and the biggest cheerleader.

On a professional level, Mike has a network of people who helped get me great rates on other aspects of the house such as my insurance. I was paying two times the rate he found me!!

Simply put, I trust him. Trust in the business world goes a long way. He is honest, patient and works round the clock and is unbelievably credible.

  I worked with Michael after finding him via yelp.

He is consistently organized, knowledgeable and responsive. Getting all the paperwork gathered is a definite hassle and Michael was way better than I was keeping it all straight.

He has been calm and reassuring despite some last minutes hoops with the lender. I am grateful for his service.

  Mike is the real deal. I have referred and used his services many times. The communication is key and quick responses. If you are seasoned and dealt with financial institutions and know the hassle, lack of communication, errors in your needs, and having you feel like a number file.....yup then Mike is for you. The process is a drag but when you have someone who is on top of their craft you don't need to worry to much you almost forget this is happening very smooth every time even though snags come up Mike has the answers and process down perfect. You will not be disappointed.

  Mike helped me finance my current home years ago and has also handled two refinances for me. His commitment to service has always been top tier and I can't recommend Ascend Mortgage enough. One thing that really stands out to me is the great communication throughout the entire process. Thank you Mike and staff, always a pleasure!

  My family and I have worked with Mike now three times. We never have a bad experience and look forward to the instant response from Mike and his team. We always go to Mike first when an opportunity arises and will definitely use again in the future.

  Mike Youssef helped my wife & I purchase a home recently. More importantly, he'd worked with us diligently and patiently, for 2 years, until we found the right home. I'd recommend him & Ascend Mortgage without question. He has also helped a few of my close friends purchase their homes. In fact, they'd recommended Mike to me.

  Mike Helped us to get great deal with the refinance of our house.
he was very helpful and trying to find the best option for us and he was very helpful educating us about the different options.
I recommend him with 5 stars for all his effort and communications