Refinance Loans

Take advantage of low rates we offer!

  • Lower Your Monthly Payment

  • Get Cash Back

  • Consolidate Your Debt Into One Low Payment

Rate and Term Refinance: You maybe eligible to reduce the term of your loan to a 20 year fixed or a 15 year fixed and lower your monthly payment.

Cash-Out Refinance: Use the equity in your home to remodel your home, build an accessory dwelling unit (ADU) to rent on Airbnb, or payoff bills.   We match you with the best options for your situation and needs. 

Home Equity Line of Credit: A home equity line of credit is a good option which allows you to use your homes equity while giving you flexibility and quick access to cash.  We provide the fastest home equity line of credit application online that takes minutes to get approved and we fund in a few days with no appraisal required.

3 Most Common Reasons to Cash-Out Refinance

Home Remodel – Upgrading the kitchen and/or bathrooms is a great way to add value to your home. New roof, flooring wear and tear, and small maintenance throughout the home are necessary every few years.

Consolidating Debt – This often makes the biggest impact in your monthly savings because credit cards and/or other mortgage obligations carry higher interest rates than the loan we can refinance you into. When you consolidate debt into one home loan your overall monthly payment can be much lower.

Investment – It is common to use the equity converted into cash towards investing into college funds for the kids, the stock market, or used as a down payment to purchase real estate.

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