Lowering your monthly mortgage payment can be very easy today if you have the right documentation. Our loan agents are experienced and can tell you if you will qualify for lower payments after preparing a loan application for you within minutes of recieving the required documents that you can find on our loan checklist.

Refinancing to lower your rate is a great option and sometimes it can also be an added bonus if you are also looking to take some cash out. Typically rates are slightly higher for a cash out refinance compared to a rate and term refinance. At Ascend Mortgage we compare your loan request with several lenders for the best interest rates on the market.

Consolidating debt can make sense if your credit cards and/or other mortgage obligations carry higher interest rates than the loan we can refinance you into. Our loan agents will compare and will find the best solution for you that gives you the lowest overall payment and the highest savings.